PA Rep Borowitz needs education: Jefferson wrote “Separation of church and state.”

Teach Rep. Stephanie Borowicz  “Separation of church and state.”

Rep. Stephanie Borowicz a pastor’s wife  “unashamedly pro-gun” and “unapologetically pro-life” said “Jesus” 13 times, “God” six times, and “Lord” four times Before PA’s first Muslim woman lawmaker was sworn in, Republican rep opened with a prayer: “the powerful, mighty name of Jesus, the one who, at the name of Jesus, every knee will bow, and every tongue will confess, Jesus, that you are Lord, in Jesus’ name”

House committees: Agriculture and Rural Affairs, Health, Human Services, State Government and Veterans Affairs and Emergency Preparedness.
The 76th Legislative District includes all of Clinton County and the Centre County communities

District Office
18 East Main St, Suite II
Lock Haven, PA 17745
Phone: 570-748-5480
Phone: 717-772-9925
FAX: Fax: 570-893-1152
Scarlet Winkleman/Office Manager

JEFFERSON’S ANSWER

A WALL OF SEPARATION

Jefferson wrote a letter to the Danbury Baptist Association in 1802

http://www.loc.gov/loc/lcib/9806/danbury.html

In Pennsylvania a federal judge ruled last year that agnostics, atheists, humanists, and other non-believers should be able to deliver invocations, the House stopped inviting guest chaplains to deliver prayers, relying instead on lawmakers.

Trump has normalized  disgusting behavior in the commons.

Bender ~ “triumphalist” tropes that implied the supremacy of Christianity over other religions.
By saying that Jesus is “our only hope” and by willing “every knee” to bow to a Christian god, Borowicz delivered a message that excluded not only Muslims but also Jews, Sikhs, Hindus, and Native Americans who follow indigenous traditions.”

REFUSE TO LINK TO THE VIDEO

Johnson-Harrell said the prayer was “highly offensive to me, my guests, and other members of the House.”

“It blatantly represented the Islamophobia that exists among some leaders — leaders that are supposed to represent the people,” Johnson-Harrell said in a statement sent via text message.

“I came to the Capitol to help build bipartisanship and collaborations regardless of race or religion to enhance the quality of life for everyone in the Commonwealth.”

Johnson-Harrell said she had 55 guests in attendance, 32 of whom are Muslim.

The prayer drew immediate outrage from House Democrats and was denounced as Islamophobic by the nation’s largest Muslim civil rights group.

Rep. Margo Davidson, D-Delaware, yelled “objection” near the end of Borowicz’s prayer. House Speaker Mike Turzai, R-Allegheny, did not acknowledge the objection but touched Borowicz on the arm. She hastily concluded the prayer.

State Rep. Movita Johnson-Harelle

Today we’re swearing in the 1st Black Muslim woman (@movitajh), to the PA General Assembly. To honor the occasion cinvites the most inappropriate, racist, islamophobe to ramble a “prayer” thanking Trump, Jesus, and Israel. Most inappropriate thing ive witnessed in my 4 months
— Summer Lee (@SummerForPA) March 25, 2019

https://twitter.com/search?q=Rep.%20Stephanie%20Borowicz&src=typd

https://dailycaller.com/2019/03/26/pennsylvania-state-rep-jesus-prayer

CAIR-Philadelphia @CAIR_PA 

SDUSD ordered to reveal covert dealings w/terror-tied CAIR
The article focused on board members of the CAIR-CA chapter who donated $17,300 in their capacity as private citizens to congressional candidate Ammar Campa-Najjar, who has been attacked by his opponent – Rep. Duncan Hunter – as being part of a conspiracy of “radical Muslims” who “are trying to infiltrate the U.S. government.” The article goes on to claim “CAIR was found to have ties to Hamas, the Palestinian-Islamic resistance organization, during a long-running criminal trial against former leaders of the Holy Land Foundation for Relief and Development.”

CAIR Loses a Round in San Diego to MEF-Funded Lawsuit March 20, 2019

PHILADELPHIA – March 20, 2019 – The Council on American-Islamic Relation’s (CAIR) ubiquitous presence in the San Diego Unified School District is over, thanks in part to the Middle East Forum. A settlement in the federal lawsuit against the District, substantially funded by MEF, ends the District’s “anti-Islamophobia initiative,” which: (i) singled out Muslim students for special protections; and (ii) empowered Islamist CAIR to change the District’s curriculum to portray Islam more favorably. The District enacted its initiative in 2017 at the behest of CAIR, which claimed that “Islamophobia” was sweeping through schools after the November 2016 elections. According to the Freedom of Conscience Defense Fund – which brought the lawsuit on behalf of five San Diego families – CAIR activists were teaching schoolchildren “how to become allies to Muslim students” and conducting Islamic education workshops for teachers, among other inequities.
The District enacted its initiative in 2017 at the behest of CAIR, which claimed that “Islamophobia” was sweeping through schools after the November 2016 elections. According to the Freedom of Conscience Defense Fund – which brought the lawsuit on behalf of five San Diego families – CAIR activists were teaching schoolchildren “how to become allies to Muslim students” and conducting Islamic education workshops for teachers, among other inequities.

2016 Reclusive Cleric in the Poconos Suddenly in World Spotlight Turkey formally requests the US extradite Fethullah Gulen

 

How to Bribe your way into Yale, Georgetown and Stanford

DOUBLE MAJOR IN WHITE COLLAR CRIME AND APPLIED HUBRIS !!

How to Bribe your way into Yale, Georgetown and Stanford

FIND OUT HOW COLLEGES LOOK THE OTHER WAY WHEN MOMMY AND DADDY BUY THEIR WAY IN

Wealthy Americans cheat their children’s way into elite universities, including  TPG Capital senior executive Bill McGlashan on 

NEED A COLLEGE DEGREE? click to learn how.

 

Jill Bolte Taylor: My Stroke of Insight and How Inuit Parents Teach Kids To Control Their Anger

Left Hemisphere and the Right Hemisphere of the Brain

When you are by yourself this is what you have on your own.

These are the “we” inside of “me” which would you choose? Which do you choose? and when?

Jill Bolte Taylor got a research opportunity few brain scientists would wish for: She had a massive stroke, and watched as her brain functions — motion, speech, self-awareness — shut down one by one. An astonishing story.Jill Bolte Taylor got a research opportunity few brain scientists would wish for: She had a massive stroke, and watched as her brain functions — motion, speech, self-awareness — shut down one by one. An astonishing story.

Jill Bolte Taylor got a research opportunity few brain scientists would wish for: She had a massive stroke, and watched as her brain functions — motion, speech, self-awareness — shut down one by one.
An astonishing story.
[https://www.ted.com/talks/jill_bolte_taylor_s_powerful_stroke_of_insight]

Right Brain Hemisphere = Peace

The more you use your right hemisphere the more peace you will project into the world and the more peaceful our planet will be. And that is an idea worth spreading.

Adults can can help the right brain hemisphere get strong and work well in children.

How to help keep children from getting angry? How Inuit Parents Teach Kids To Control Their Anger.

Moms mention one golden rule: Don’t shout or yell at small children.
The culture views scolding — or even speaking to children in an angry voice — as inappropriate. Parents who control their own anger are helping their children learn to do the same. The Inuit’s no-yelling policy is the secret of raising kids that internalized discipline for themselves.

How The Inuit Teach Kids Not To Get Angry
How To Discipline Your Kids Without Yelling
The PURPOSE OF THE STORY NOT JUST THE STORYTELLING ITSELF HAS TO FOCUS ON EXPLAINING SOMETHING THAT IS UPSETTING FOR THE CHILD. FIGURING THAT OUT — SPEAKING TO THAT THING – THAT IS WHAT MAKES CHILDREN CALMER.

https://www.npr.org/sections/goatsandsoda/2019/03/13/685533353/a-playful-way-to-teach-kids-to-control-their-anger

Briggs quickly realized something remarkable was going on in these families: The adults had an extraordinary ability to control their anger.
“They never acted in anger toward me, although they were angry with me an awful lot,” Briggs told the Canadian Broadcasting Corp. in an interview.

Even just showing a smidgen of frustration or irritation was considered weak and childlike, Briggs observed. By contrast, Briggs seemed like a wild child, even though she was trying very hard to control her anger. “My ways were so much cruder, less considerate and more impulsive,” she told the CBC. “[I was] often impulsive in an antisocial sort of way. I would sulk or I would snap or I would do something that they never did.”

Technique #HowToDisciplineChildren?  #WeUseStorytellingToDiscipline

Using #oralStories passed down from one generation of Inuit to the next, designed to sculpt kids’ behaviors in the moment. Sometimes even save their lives.

1) Teach kids to stay away from the ocean, where they could easily drown Instead of yelling, “Don’t go near the water!”
Inuit parents take a pre-emptive approach and tell kids a special story that will explain the consequence of getting lost and separated from the family. The story is about what’s inside the water.
“It’s the sea monster,” Jaw says, with a giant pouch on its back just for little kids. “If a child walks too close to the water, the monster will put you in his pouch, drag you down to the ocean and adopt you out to another family,” Jaw says.

2) Not  listening to Parents story ear inspections  because too much ear wax

3) Don’t ask before taking food, long fingers could reach out and grab you

There is no scolding, no punishment, no time outs, instead the parents waited for a calm peaceful moment and begin to

TELL A STORY -PARENT’S PUT ON A PLAY – A LITTLE DRAMA

The Parent would reenact the child having a tantrum including the consequences of their behavior.

During the Drama the parent always had a playful fun tone.
And the drama typically started by trying to provoke the child . Now the child has to think……. what should i do? Should I hit Mom? so if they do take the rock and hits Mama she reenacts the consequences and keep the kid thinking …. did the child want to hurt mom? did they want to hurt mom’s feelings?

Parent’s keep putting on these little plays until the child understands and learns why not to hit.

Plays – are the little dramas parents use to teach kids to keep their cool, to be strong mentally and emotionally. Not to react and be provoked easily. Kids get practice internalizing control over their anger because once you’re angry it’s hard to stop.

THE OPPOSITE OF A CALM, SECURE, CULTURE IS CAUSED BY THE RADICAL RIGHT WING MEDIA STORY TELLERS

MEDIA  Oral Story Tellers Exerts in Hate Speech

Jen Senko: How Right Wing Media Divided the Country and Brainwashed My Dad – 2/19/17 New York Society for Ethical Culture

Fox News: Radical Right Wing Media divided the country.
Roger Ails Fake News Propaganda Fair and Balanced, if you tell a lie big enough people will believe it.

HATE EXPERTS #FOXNEWS 14:18 Right Wing Conspiracy started with Goldwaters loss to Johnson in 1964 beginning with “alternative facts” complaint which snowballed into Fake News.
1970 Roger Ailes at 27 years old was hired to package Nixon with Fair and Balanced GOP Friendly News  as a propaganda strategy – do their thinking for them and the blue print for Fox News.
1971 Memo from Powel  Heritage foundation planned free market ideology  attack on the free enterprise system.
Fairness Doctrine — Power of Media / Roger Ailes Limbaugh Story Teller
The  consequences of mass media #OralStories  #FoxRadio Brain Washing,  #Propaganda,  #FoxNews.

Do Republicans want to you angry? Do they want you to hurt others?

Fox News / Rush Limbaugh national right wing radio unofficial leader of the republican party to enilate the truth so you don’t know what to believe. Expert Propaganda Story Tellers exist to make you angry.

Murdock, Limbaugh created 2 hemispheres mainstream corporate media, and 97% of talk radio is far right wing because they sell fear and anger!

Master language experst  frame issues

What scares people the most “alt right” “obama care” “the death tax” “entitlements”  the working class don’t understand they have been manipulated.

Corporate Media doesn’t combat the lies the right wing puts out daily.

It never stops it is always engaging your left hemisphere, that is how brain washing works. Turn off the 24/7/365 “news” you have a better chance of cooling down and getting more control over yourself.

Propaganda brain washing techniques

Federal watchdog issues scathing report on ed department’s handling of student loans

2019 STUDENT DEBT IS NOW 1.5 TRILLION DOLLARS

HISTORY – HOW DID WE GET HERE

Why did the U.S. get into the college loan business in the first place?  Tax Dollars, came from the people, to be spent for the people to protect the  welfare of the United States.

To Protect the Welfare of the United States.

In 1957 the Russians launched Sputnik. Student loans tied to help the U.S. compete technologically and scientifically with the Soviet Union.
President Dwight Eisenhower heeded calls to improve science and technical education by establishing a low-interest college-loan program through the National Defense Education Act of 1958 – with loan dollars coming straight from the government.

That name comes from the original name back in the ’70s, Student Loan Marketing Association. Sallie Mae (official name: SLM Corporation) was born as a government-sponsored enterprise.

PRIVATIZED PUBLIC INSTITUTIONS

Rethuglican Gorden Gecko greed is good  wanted all that loan sharking revenue from public money put in their pocket.

It was no longer about the welfare of the United States it is now all about Gorden Gecko greed is good profit taking for the public sector. That is why politicians allow it to continue. It’s great for wall street GGs they want their returns made from enslaving the American Public.

Go to College – Get a Loan – JUST DON’T GO!

GET VOCATIONAL TRAINING IN HIGH SCHOOL!!

‘I don’t want to be the forbearer of bad news, but forbearance actually increases your interest over time. An income-based repayment plan would be more fiscally responsible.’
—Comedian John Hodgman on his fictional student-loan game show

THIS SPINS OFF TO BECOME NAVIENT  press release

2014 The president and CEO of Sallie Mae BECAME Navient’s CEO. Sallie Mae  kept the company’s consumer banking operations, and new private student loans will originate from and be serviced by a private corporation.
Navient originates federally guaranteed student loans. It will also service private student loans that Sallie Mae currently holds.

Navient CEO Jack Remondi, Warren audited by the Department of Education. The program includes multiple loan types and over 50 different repayment statuses. It is safe to say that the federal student loan program is the most complex consumer loan program in the world.

PROBLEM SOLVED: WHAT YOU CAN DO

IN SOLIDARITY THERE IS POWER, ORGANIZE, TAKE ACTION.

You are not a loan. https://debtcollective.org/

Join the Debt Collective to fight economic exploitation! Here you can dispute your debts, challenge creditors, and join others to organize campaigns, direct actions, and financial disobedience. Together we can build a new economy where no one has to go into debt to meet their basic needs.

  • Dispute Errors on Your Credit Report
  • Dispute Your Wages Being Taken
  • Dispute Any Debt in Collections (except a student loan) that has been sent to collections. Make them prove it! (All debt types except private student loans)

A bailout of the people by the people

Student debt has surpassed $1.5 trillion partly because it is one of the most protected forms of debt by federal law. Student debtors can rarely discharge their loans in bankruptcy and lenders have rights to garnish wages and social security payments. The vast majority of student loans have these federal guarantees. We cannot buy these loans because there is no secondary market. However, we believe it may be possible to buy private tuition debt of some sort that is not guaranteed by the federal government.

 CALL YOUR STATE AG Attorney General

The five states suing Navient — Illinois, Pennsylvania, Washington, California and Mississippi for breaking their laws regarding consumer protection.

A 2017 study by the Government Accountability Office estimates that a typical borrower of a $30,000 student loan who places their loan into forbearance for three years — the maximum allowed for economic-hardship forbearance — would pay an additional $6,742 in interest on that loan.

The largest contributor to student loan defaults, however, is not over-borrowing. It’s not graduating. Despite the perception that student loan defaults are driven by excessive debt, in fact, two-thirds of all defaults are from those who borrowed less than $10,000. Only 4 percent of defaults are from those who borrowed more than $40,000.

Federal watchdog issues scathing report on ed department’s handling of student loans

Betsy Devos  rewarded as Head of the Department of Education  Charter School Business owner after giving  the largest campaign Trump donation.

A critical new report from the

U.S. Department of Education’s Office of Inspector General finds the department’s student loan unit failed to adequately supervise the companies it pays to manage the nation’s trillion-dollar portfolio of federal student loans.

The report also rebukes the department’s office of Federal Student Aid for rarely penalizing companies that failed to follow the rules.

Navient is a publicly traded company. The fewer customer-service agents Navient employs, the more money Navient puts in its pocket. If the Department of Education chose to require all servicers to discuss income-driven repayment plans with all borrowers, the Department of Education needs to redo its contract with Navient.

The department’s own inspector general says student loan companies aren’t following the rules, and that the government isn’t doing enough to hold them accountable.

https://www.npr.org/2019/02/14/694477547/federal-watchdog-issues-scathing-report-on-ed-departments-handling-of-student-lo

Failures by the servicers, among them, not telling borrowers about all of their repayment options, or miscalculating what borrowers should have to pay through an income-driven repayment plan.

According to the review, two loan servicing companies,

Navient and the Pennsylvania Higher Education Assistance Agency, better known as FedLoan, repeatedly placed borrowers into costly forbearance without offering them other, more beneficial options.

SAY NO TO FORBEARANCE
REMEMBER: IT’S A BEAR
THAT WILL EAT YOU FOR LIFE

Instead of safeguarding borrowers’ interests, the report says, FSA’s inconsistent oversight allowed these companies, known as loan servicers, to potentially hurt borrowers and pocket government dollars that should have been refunded because servicers weren’t meeting federal requirements.

“By not holding servicers accountable,” the report says, “FSA could give its servicers the impression that it is not concerned with servicer noncompliance with Federal loan servicing requirements, including protecting borrowers’ rights.”
“It’s hard to look at this as anything other than completely damning,” says Seth Frotman, a consumer advocate and former government, student loan watchdog who is now executive director of the Student Borrower Protection Center.

the “unsophisticated consumer” doesn’t generally understand his or her legal rights.

“This is the most damaging in a long line of investigations, audits, and reports that show the Department of Education is asleep at the switch when it is responsible for over a trillion dollars of student loan debt.”

And remember, the people around Trump (and presumably the person who took the picture) are probably paying customers. Trump benefits personally from their membership dues, and they get access to the president of the United States.

  • Trump International Golf Club in Palm Beach, 2/16/19 omelette bar
  • Millions of borrowers are suffering under the weight of student debt. It’s time to take a stand.
  • Protect yourself from Betsy Devos. These defaults will destroy their credit and jeopardize their financial future. It may even cost them their job.

PROTECT BORROWERS blog It’s Time to Fight Back
By Seth Frotman | November 28, 2018
Seth Frotman is the Executive Director of the Student Borrower Protection Center. He previously served as Assistant Director and Student Loan Ombudsman at the Consumer Financial Protection Bureau, where he led a government-wide effort to crack down on abuses by the student loan industry and protect borrowers.

TAKE DOWN NAVIENT

John Oliver 15 million one-time giveaway in television show history

Corruption and sleaziness in the under-regulated industry were disturbing and grim. At one point, he had footage of a Debt Buyers Association conference that featured panelists sneering at how the “unsophisticated consumer” doesn’t generally understand his or her legal rights.

In what he called “the largest one-time giveaway in television show history,” he forgave some $15 million in medical debt for some 9,000 Texans.

The stunt came at the end of his brilliantly scathing 20-minute takedown of the debt-buying industry.

For $50, he set up a debt-buying company and named it Central Asset Recovery Professionals, or CARP, “after a bottom-feeding fish,” he explained. Then he made himself the chairman of the board, and bought a portfolio of nearly $15 million in debt for $60,000. Rather than ruthlessly harass the people who owed the money — “I could legally have CARP take possession of that debt and have employees start calling people, turning their lives upside down over medical debt” — he said he was forgiving it all.

the five states suing Navient — Illinois, Pennsylvania, Washington, California and Mississippi — say the behavior breaks their laws regarding consumer protection.Navient Corp., the nation’s third-largest student loan servicing company.

MORE ARTICLES

The Department of Justice and the Federal Deposit Insurance Corp. accused Sallie Mae and its loan unit, now called Navient, of intentionally violating the Servicemembers Civil Relief Act by overcharging active-duty troops beginning in 2005