[ECP] Educational CyberPlayGround: #Follow Friday @NetHappenings

Happy Reading for the Weekend!
ABOLISH Reagan deregulation era #OIRA has power with lethal consequences stalls life-saving regulations http://ow.ly/U0Xx5
@Operation_KKK Internet Hate Sites and Recruiting Tools on the net US war on Terror
http://ow.ly/U2Gb5 #OpKKK #HoodsOff
#K12 Common Core Fraud 3×5=15 WRONG THX Bill Gates & Dept. of Ed Boodle boys
tearing up the country for $$$ http://ow.ly/TRH2x
#FINLIT #Koch brothers’ higher-ed investments advance political goals by building “talent pipeline” http://ow.ly/U2Ufb
#FINLIT Universities getting #Koch cash for libertarian economics http://ow.ly/U2Ypj
#FINLIT Koch Brothers’ group spends big to help keep conservative control of controversial school board in Colorado.
#FINLIT Reminder: The Kochs are buying up hundreds of economics departments across the country. How the Koch brothers and the super-rich are buying their way out of criticism – CSMonitor.com http://ow.ly/U3dGE
@Operation_KKK Internet Hate Sites and Recruiting Tools on the net US war on Terror
http://ow.ly/U2Gb5 #OpKKK #HoodsOff
China Ranks Last of 65 Nations in Internet Freedom http://nyti.ms/1kdTiEL
#FINLIT The Rise and Fall of For-Profit Colleges – The New Yorker http://ow.ly/U08Hf
#FINLIT #Bitcoin price up 40% in the last month 10/30/15 http://ow.ly/U2vIB $320
Western Bitcoin exchanges are irrelevant. China rules price and sentiment.
#FINLIT #blockchain #fintech #bitcoin Nasdaq Unveils Blockchain-Enabled Platform “Linq”, Announces 6 Inaugural Clients http://peernova.com/
#FINLIT #blockchain #fintech #bitcoin Onename.com stores personal information in a way that is meant to do away with the need for passwords http://ow.ly/U2zhx
#FINTLIT The P2P Lending growth continues around the world http://ow.ly/U2UES
#FINTLIT European Union’s top court ruled that Bitcoin exchange should be tax-free. http://bloom.bg/1OUZf4X
#FINLIT 3 banks join R3 blockchain consortium taking total to 25 tech underpins bitcoin used in finance. http://ow.ly/U07Uj
#FINLIT Pfizer’s CEO dropped a couple of big hints over its huge deal to those that were
listening http://ow.ly/U0ytO
#FINLIT The largest takeover of the year is about avoiding US taxes http://ow.ly/U0yEB
#FINLIT Pfizer, Allergan $330 billion Merger Talks ‘makes sense’ allow Pfizer to re-domicile to lower-tax Ireland. http://ow.ly/TZOBM
#allergy sufferers #Claritin-D® owned by Bayer AG uses #pseudoephedrine found ineffective  http://ow.ly/U0Lnp
@MatthewHerper piece on “possibly sociopathic” Martin Shkreli of the 5,000% AIDS drug price hike My Lunch With Shkreli: What We Should Learn From Pharma’s Latest Monster: http://ow.ly/U2ZRn Hillary Clinton’s reforms? It’s unlikely they’d make a difference. He is very smart, but also callow and possibly sociopathic. (He prefers “iconoclast.”) He started working at Jim Cramer’s hedge fund March 1, 2000, when he was 16. Shkreli is under criminal investigation for his behavior at Retrophin – and has a giant target on his back because of his drug-pricing escapades. $75 million lawsuit filed against him, Retrophin alleges that Shkreli improperly used the company as a personal piggy bank to try to pay off people who felt they’d been ripped off by his hedge fund. If there were securities laws, Shkreli broke them.” Gawker obtained an affidavit from a former colleague of Shkreli’s at Retrophin who alleged that not only had Shkreli threatened him, he had stalked his family, telling the man’s wife: “I hope to see you and your four children homeless and will do whatever I can to assure this” and later sending her text messages that said, “Hey, sweetheart.” Gross.
#FINLIT Fed’s Disaster Plan regulation force U.S. banks 2 hold long-term debt that can convert stock if disaster. http://ow.ly/TZZVN
#FINLIT Government in the Sunshine Meeting Notice http://ow.ly/TZZNf
#FINLIT Alibaba & 40 CNBC Talking Heads …and Self Regulation No wonder, a new generation is skeptical of investing. http://ow.ly/U0aKX
#FINLIT New U.S. ETFs to shield China stock investors from currency swings
#FINLIT HSBC whistleblower Falciani says won’t attend Swiss trial | Reuters http://ow.ly/U07BM
#FINLIT U.S. money laundering investigates U.S. banker Tim Wiswell $6 billon “mirror trades” Deutsche Bank AG Moscow http://ow.ly/TZO3G
#FINLIT IBM says SEC investigating company’s books, fraudulent financial reporting. shares fall http://ow.ly/TZOh6
#FINLIT Goldman Fined $50m for Hiring Ex NY Fed Employee, Obtaining Confidential Docs (UST A SLAP ON THE WRIST) http://ow.ly/U09VT
#FINLIT Goldman Sachs 2 Pay $50 Million Accept 3 YR Regulatory Consulting Abstention ADMITS FAILURE Banking Law http://ow.ly/U078d
#FINLIT #BITCOIN Nobel Laureate Joseph Stiglitz on “Rewriting the Rules of the American Economy” and TPP isn’t about Free Trade at all! http://ow.ly/U3eqz
#FINLIT FRONTLINE to catch a trader – insider trading arrest SAC Capital
#FINLIT Every PC swapped for a Mac saves IBM $270, says Apple http://ow.ly/U08Rh
#FINLIT Kill the laws that keep car dealers in business http://ow.ly/U08Xv
#FINLIT Mark Zuckerberg Signed the Wrong Document http://ow.ly/U35zs + http://ow.ly/U35Tm
A problem at the very top of corporate management is, if you don’t have a boss, who decides how much you get paid? I mean, it’s not a problem for you. You decide how much you get paid. Be generous! But it’s a problem for that boss you don’t have. Corporate directors work for the shareholders, but the shareholders are mostly not around to supervise them. So directors tend to decide for themselves how much they get paid, which leads some shareholders to worry that they get paid too much. The ruling clears the way for a trial of shareholder Ernesto Espinoza’s allegations the company improperly allowed directors to award themselves excessive pay in 2013. That year, Facebook’s board paid non-employee directors an average of $461,000 in stock, exceeding industry peers by as much as 43 percent, according to Espinoza’s complaint, which was filed on behalf of the company.
#FINLIT 15 CEOs of federal contractors will get monthly retirement checks larger than Obama’s. #RiggedRules http://ow.ly/U0Te4
#FINLIT Top 100 US CEOs retirement nest egg of $5bn David Novak’s stash gives $1.3m a month for the rest of his life http://ow.ly/U05W4
#FINLIT 1% Roy Vagelos amassed net worth of $1.3 billion from his director compensation given shares at 86% discount http://ow.ly/U00m4
#FINLIT CLASS WARS Top 100 CEO Retirement Savings Equals 41% of U.S. Families
#FINLIT 1% vs 99% Tale of two Retirements http://ow.ly/U06rF
#FINLIT How the budget deal changes Social Security for couples Congress puts an end to “file-and-suspend,” http://ow.ly/U07Mt
#FINLIT Long-term care insurance requires planning If you stop payments, it’s all just gone down the drain. http://ow.ly/U0bU4
@BernieSanders #FINLIT 1% top 100 chief executive pensions worth $4.9bn = 2 total
retirement savings of 116 mil poorest Americans http://ow.ly/U065C
Modern #art was #CIA #’weapon’ (1995) unwitting artists such as Pollock and de Kooning got used in cultural Cold War http://ow.ly/U0cmk
#ART In 1955 NY Times US has sonic secret #weapon – #jazz a blue note in a minor key” or better “European approach to jazz as seen by Americans” http://ow.ly/U0cys
#ART Import ideas from conceptual #art into the heart of politics Power Strategy — just keep them all confused …. http://ow.ly/U0e00
#ART You’re watching Pentagon propaganda: “American Idol,” “Ice Road Truckers” and the truth about your favorite shows – Salon.com http://ow.ly/U0eCI
#ART America’s Secret Weapon Saunders’ The Cultural Cold War: The CIA and the World of #Arts and Letters http://ow.ly/U0eQm
#PRIVACY Turns Out Police Stingray Spy Tools Can Indeed Record Calls http://ow.ly/U01rX
#PRIVACY MIT researchers used Wi-Fi to recognize people through walls http://ow.ly/U0hLh
#PRIVACY How to detect lies with a storytelling technique http://ow.ly/U0i10
#PRIVACY New, beta version of Tor Messenger instant encrypted and anonymous messaging service http://ow.ly/U2r2y + http://ow.ly/U2rfT
#PRIVACY Copy-Pasting URLs from Google Search Can Leak Previous Searches
http://caniuse.com/#search=pushState + http://ow.ly/U0iBh
#PRIVACY Anonymous plans to reveal names of about 1,000 Ku Klux Klan members
#PRIVACY Which VPN Services Take Your Anonymity Seriously? 2015 Edition – TorrentFreak http://ow.ly/U2Lsk
#PRIVACY European Parliament votes to grant Snowden amnesty http://zd.net/1HeeYG9
#PRIVACY 13 Million Passwords Appear To Have Leaked From This Free Web Host


Hillary Rodham Clinton’s email scandal didn’t stop the head of the CIA from using his own personal AOL account to stash work-related documents, according to a stoner high school student who claims to have hacked into them. CIA Director John Brennan’s private account held sensitive files — including his 47-page application for top-secret security clearance — until he recently learned that it had been infiltrated, the hacker told The Post. Other emails stored in Brennan’s non-government account contained the Social Security numbers and personal information of more than a dozen top American intelligence officials, as well as a government letter about the use of “harsh interrogation techniques” on terrorism suspects, according to the hacker.
The twitter accounts being used to disclose the hack, @phphax (“Cracka”) and @_CWA_ are still online this morning, as are files purporting to be Brennan’s email contact list and call logs of Avril Haines, the White House Deputy National Security Advisor.  Assuming, for now, that these reports are accurate, I’m not sure what this will do to the brouhaha over Clinton’s private email server.

fbi takes down alert on chip credit cards after bankers complain

Oct 9 2015 Original FBI announcement urged use of PIN with a chip-embedded card, which banks oppose By Matt Hamblen
The FBI posted an online advisory about vulnerabilities with new chip-enabled credit cards, but then removed the message on Friday, less than a day later, following concerns from U.S. bankers that back chip cards.
The original online post was headlined, “New microchip-enabled credit cards may still be vulnerable to exploitation by fraudsters,” and was replaced by a “page not found” message as of mid-day Friday.
The FBI didn’t offer any comment Friday on what happened to the original post, which raised the need for PIN (personal identification number) security included chip-embedded cards. Use of a PIN instead of a customer’s signature to bolster a chip card has become a heated battle between the nation’s major retailers, which back a PIN, and powerful credit card companies and the major banks they support, which back signatures.
The American Bankers Association contacted the FBI on Thursday urging it to revise and clarify its original post, which was in the form of a public service announcement (PSA), to reduce confusion over the use of PINs with chip cards, an ABA official told Computerworld on Friday.
“We saw the PSA yesterday and spoke to the FBI after we saw it and we thought it was not really reflective of the U.S. marketplace and thought there would have been some level of confusion with the use of PIN,” said Doug Johnson, senior vice president of payments and cybersecurity policy at the ABA, in a telephone interview.
Johnson said it seemed likely the FBI would revise its PSA, but he had no idea when.
Spokeswomen for both Visa and MasterCard said Friday that the FBI was expected to revise the original statement, and had no further comment.
Of all the major card companies, Visa, notably, has supported having consumers provide a signature instead of a PIN to secure an in-store payment with a new chip card. Retailers, including the National Retail Federation and the Merchant Advisory Group have supported the use of a PIN with the chip-embedded card to improve security.
“Retailers have long argued that PINs are essential to providing cardholders with the security that they deserve,” said Brian Dodge, executive vice president of the Retail Industry Leaders Association, in a statement issued Friday. Reacting to the FBI’s original alert, which has since been removed, he said it was a “wake-up call to the banks and card networks that continue to stand in the way of making PIN authentication the standard in the U.S. just as it has been around the world for years.”
But Johnson asserted that PINs won’t be used in the U.S. “PIN is not going to be adopted in the U.S.,” Johnson flatly said.
In the FBI’s original PSA, there was language that consumers “should use the PIN, instead of a signature, to verify the transaction,” even though banks have not been issuing PINs with new chip credit cards. Four-digit PINs are used with debit cards, however, but many merchants are still not accepting chip-enabled debit cards.
“The suggestion and recommendation from the Bureau that a customer request to be able to use their PIN would be confusing…and creates confusion in the market,” Johnson explained.
The original FBI statement also noted that while chip cards “offer enhanced security, the FBI is warning law enforcement, merchants and the general public that these cards can still be targeted by fraudsters.”
The purpose of the chip on newer cards is to prevent counterfeit fraud when thieves steal card data from merchants’ computer servers and manufacture fake cards with stolen 16-digit card numbers and four-digit expiration dates. Because the chip allows a unique code to be used with each transaction, it is difficult for thieves to steal card numbers from merchants’ servers.
— I can’t remember the last time I signed a credit card slip. Why is the US so far behind on this? I checked with people in the UK and half the time they tap, not even pin anymore. Why is there a hold up and resistance? Perhaps someone can explain to us outsiders how a signature that you don’t even have to get 100% right is more secure than a pin? Pins are used on debit cards. Its known technology and known risks with known risk abatement dating from before chips even. ~anon
— I think there’s an important additional issue here – it’s the question of who bears the cost of fraud on chip and PIN cards (with the caveat that I’m not a lawyer, just a bank customer!)
In Europe, my experience is that if the correct PIN was entered, that creates a strong presumption that the card’s owner authorized the charge. And at that point the bank and the business (basically the only two parties that can control fraud) usually wash their hands of the matter and force the cardholder to pay.
The presumption that a PIN is kept secret underlies their attitude — but if you sit in a cafe, brasserie or go to a store, it’s pretty obvious how easily a malicious person can get somebody’s PIN code, and also how little actually appears to have been done by the banks and retailers to ensure that the code stays secret. Given how resourceful fraudsters have proven at scamming banks and ATMs, I have to wonder just how long it will take till we see clever fraud on the new systems. And then how badly will consumers be burned when the banks deny responsibility, just like the European issuers do?
With the PIN and (useless) signature, at least there’s the certainty of real-time authorization – this keeps the risk with the people that have an incentive to manage it i.e. the issuer and the retailer. ~anon
— The laws are not that different in the rest of the world believe it or not. Yet we seem to have had no problem with this. As for signature anyone could sign almost anything and get away with it. Nobody at the cash was a handwriting expert. Fraud was always a possibility yet some how…we moved past it to pin and even tap-and-pay for minor transaction. ~anon
— I believe the Bankers are so accustomed to reaction, that prevention is an alien concept.
Beside, In a US court of law, a signature can be used to somewhat guarantee someones identity whereas a PIN can be stolen and has no legal proof. Buyers remorse? A signature can’t get you out, but a claimed stolen PIN could open things up. ~ anon
— Mastercard and Visa, according to their official agreements with merchants, require that merchants take their cards, even if the purchaser cannot provide ID. That’s why merchants don’t typically check it; they can’t deny a signature based upon it not being present, so it simply wastes their time. Additionally, the prevalence and ease at which even teenagers can obtain falsified ID cards means that “Check Photo ID” on the back of a credit card simply makes it easier for such a fraudster to use your stolen card, because it means that they don’t have to emulate your signature (they can provide their own, on their fraudulent ID). ~ anon


In fourteen hundred ninety-two Columbus sailed the ocean blue.

Maurice Abravanel was a descendant of Don Isaac Abravanel, born in 1438, who, as finance minister to Queen Esabella of Spain, arranged funding for the first voyage of Christopher Columbus.

Repeat: “U can’t march off 2 war in 3/4” ~ Karen Ellis
First Nation Songs, Civil War, WW1, WW2, Military War music Patriotic, Protest and Union Songs
“President’s Day Activities! Learn the President’s song 
Classroom Music, The State Song: Educational CyberPlayGround
classroom music, teach your state song. Find all 50 state songs


ECP @CyberPlayGround @nethappenings @K12newsletters

Happy Reading for Today,
Educational CyberPlayGround
Education Secretary Duncan will leave in December. John B. King Jr. will take over. King attended Phillips Andover but rebelled against its rules and was expelled in his junior year. He moved in with his uncle in Cherry Hill, New Jersey, where he applied and was accepted to Harvard University. In November 2014, the NY state teachers’ union called for his resignation.
An accessibility visualization toolkit helps visualize accessibility violations (and successes), while educating on best practices by @jdan
New grants under the Charter Schools Program to fund the creation and expansion of public charter schools — $125 million to eight states and $32 million to 12 charter management organizations that serve students from low-income families
“Unicorns are over. It’s all about decacorns now. Companies that are worth tens of billions of dollars.”
The $100,000 job: Be an apprentice
“Apprenticeship is the other college, except without the debt,”
Strengthening the Student Loan System to Better Protect All Borrowers
Swiss watchdog opens bank probe into precious metal collusion. The Swiss competition watchdog has launched an investigation into possible collusion in the precious metals market by several major banks, it said on Monday, the latest in a string of probes into gold, silver, platinum and palladium pricing.
Credit Suisse granted exemption to continue U.S. pension business
The U.S. Department of Labor on Thursday said it granted Credit Suisse Group AG an exemption from certain restrictions stemming from its guilty plea to helping Americans evade taxes, effectively allowing the bank to continue to manage $2 billion in U.S. retirement money.
JPMorgan to pay most in $1.86 billion swaps price-fixing settlement. JPMorgan Chase & Co is set to pay almost a third of a $1.86 billion settlement to resolve claims that a dozen big banks conspired to limit competition in the credit-default swaps market
Adblock sold… to Adblock Plus. <http://www.theregister.co.uk/2015/10/02/adblock_flogged_off_to_mystery_buyer/>
Twitter may go more than 140 limit
The Twitter Government and Elections Handbook – so they don’t embarrass themselves!
Smaller, Faster, Cheaper, Over: The Future of Computer Chips: Expecting 7x power savings or speed increase:
The 2015 Chromecast and Chromecast Audio: Small blips in the stream
Samsung TVs may be using energy efficiency ‘defeat devices’ no reduction in power consumption has been registered under real-world viewing conditions
Skype’s Star Trek-style translator is now available to all Windows users
Corporate tax dodging is ‘corruption’: World Bank chief <http://www.france24.com/en/20151001-corporate-tax-dodging-corruption-world-bank-chief>
NSA’s Legal Authorities
overview will show which laws and regulations govern the operations of the NSA, showing what they are allowed to collect where and under which conditions. Also mentioned are various collection programs that run under these authorities.
DHS detains Stockton mayor, forces password turnover
The Mayor of Stockton Mr. Silva was not allowed to leave the airport until he gave his passwords to the agents, which the mayor’s personal attorney, Mark Reichel, claimed is illegal. “I think the American people should be extremely concerned about their personal rights and privacy,” he said.
Hitachi says it can predict crimes before they happen
This is really really really bad use of technology and not just for the harm potential.
A handful of technologists are slated to embed with members of Congress next year as part of a fellowship at New America’s Open Technology Institute. In its infancy, the the program will only place about three individuals with technology backgrounds into congressional offices. But the Open Technology Institute said it is the first of “several new projects” in the area.
CIA pulls staff from China after hack
On September 22, 1883, at which time St. Edward’s Catholic Church became the first church in the world to have electric lighting
Must see: Rare Film Is Glimpse Of A Distant America
Harry Smith Anthology of American Folk Music®
Florida Folklorist seeks to preserve history
Greenwich Village: Music That Defined A Generation
The Danish word, pronounced “hoo-ga”, is usually translated into English as “cosiness”. But it’s much more than that, say its aficionados – an entire attitude to life that helps Denmark to vie with Switzerland and Iceland to be the world’s happiest country.
Theoretical Physicist Finds Computer Code in String Theory
@nntaleb Completed Chapter on Stubborn Minority Rules: ByeBye to GMOs, explains spread of Islam, functioning of markets,etc. An elementary point about asymmetric
Diabetes, obesity linked to chemical exposure – Endocrine Society
Plastic in Thames fish is a wake-up

The Vatican has launched a new digital library.

The Vatican has launched a new digital library. “At a press conference in the Vatican on Wednesday, a new online digital library was launched, offering access to over a thousand papal documents on communications from the first to the twenty-first century. The initiative, known as the Baragli Project, features papal teachings on communication, translated into different languages, and is geared especially to those working in Catholic education and training centres.”

Harvard’s Internet Monitor tracks web traffic and outages across the globe

A new tool from the Berkman Center for Internet and Society at Harvard University provides users with a snapshot of threats, news chatter, and activity taking place on the Internet at any given time.
Launching for free on Monday, the Internet Activity Monitor is a real-time dashboard tracking blackouts, news hits, Internet speeds, and outages across the world.
The service pulls in public data from services such as data-transfer mega-highway Akamai, and security firm Kaspersky.

“You can go to one place instead of a dozen different websites, pull what you need, and share it with others,” said Rebekah Heacock Jones, a senior project manager at the Berkman Center.
You can sign up for a personal account and organize a series of dashboards that suit your needs, sort of like a Pinterest board documenting Internet speedsin South Korea or outages in Pakistan.